ACDSee Photo Editor is a powerful digital scrapbooking program & is so user friendly.

My sister has created a video tutorial for it and we also have other tutorials too. 
The price is now $49.99.

And if you buy ACDSee Photo Editor with ACDSee Photo Manager, you get a set of 12 kits by top designers.  The kits can be seen at the link above too.

There's a product review in the July issue of Scrapbooking Dimensions.  Be sure to check it out!

Thanks for the information - I need to look into this program a bit more!